New Car Finance in Oxford
Explore flexible New Car Finance options in Oxford with Carnatics Motor Company Limited. Tailor your plan to suit your budget and drive away in your ideal car without the upfront cost. Competitive rates and transparent terms make it easy. Visit us in Oxford or contact us to learn more about our finance solutions.
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Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £18,950.00 |
| Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 |
| First Payment £273.10 | 47 Monthly Payments £273.10 |
| Final Payment £7,693.28 | Agreement Duration 49 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 |
| Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 |
| 47 Monthly Payments £273.10 | Final Payment £7,693.28 | Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 | 47 Monthly Payments £273.10 | Final Payment £7,693.28 |
| Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
We offer a variety of finance options including Personal Contract Purchase (PCP), Hire Purchase (HP), and leasing agreements to suit different budgets and preferences.
Yes, we consider all applications and work with multiple lenders to find a finance solution that might fit your circumstances, even with a less than perfect credit history.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
Most decisions are made within 24 to 48 hours after submitting a complete application, allowing you to move forward quickly with your car purchase.
Absolutely, we welcome part exchanges as a way to reduce the overall cost of your new car. We will assess your current vehicle and offer a competitive trade-in value that can be applied towards your purchase.
We are transparent about all costs involved in your car finance agreement. Typically, there may be an arrangement fee and possibly an annual administration fee, depending on the lender. All fees will be clearly outlined in your finance agreement.
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