Used Car Finance in Aylesbury
At Carnatics Motor Company Limited, we offer competitive finance options for used cars in Long Crendon and Thame, extending to Aylesbury. Our tailored finance solutions help you secure your ideal car affordably. Contact us to explore your options and drive away with your perfect vehicle today.
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £18,950.00 |
| Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 |
| First Payment £273.10 | 47 Monthly Payments £273.10 |
| Final Payment £7,693.28 | Agreement Duration 49 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 |
| Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 |
| 47 Monthly Payments £273.10 | Final Payment £7,693.28 | Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 | 47 Monthly Payments £273.10 | Final Payment £7,693.28 |
| Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and preferences. Our finance experts are on hand to guide you through the details and help you find the best plan for your needs.
Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with varied credit backgrounds. We recommend discussing your specific circumstances with our finance team to explore suitable options.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or tax returns). Our team will inform you of any additional documents required during your application process.
The approval time can vary depending on the lender and your individual circumstances. Generally, finance approvals can be as quick as the same day, but it's advisable to allow a few business days to complete all necessary checks and paperwork.
Absolutely, part exchanges are welcomed and can be used as a deposit towards your next car purchase. We will assess the value of your current vehicle and this amount can contribute towards the deposit or reduce your finance amount.
Finance typically can be used for any of the used cars available at our dealership. However, some lenders may have restrictions on the age or type of vehicle. We recommend discussing your preferences with our sales team who can advise on any specific lender criteria.