Used Car Finance in Bicester
At Carnatics Motor Company Limited, we understand that financing a used car in Bicester can be a crucial part of your purchase. We offer competitive finance options tailored to meet your needs, ensuring you can drive away in your ideal car without financial strain. Visit us to explore your options!
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £18,950.00 |
| Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 |
| First Payment £273.10 | 47 Monthly Payments £273.10 |
| Final Payment £7,693.28 | Agreement Duration 49 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 |
| Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 |
| 47 Monthly Payments £273.10 | Final Payment £7,693.28 | Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 | 47 Monthly Payments £273.10 | Final Payment £7,693.28 |
| Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your needs.
Yes, we work with several lenders who specialize in providing finance options for individuals with varied credit histories. We encourage you to apply as we assess each application on a case-by-case basis.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of the information provided and the specifics of your application.
Absolutely, we accept part exchanges as a deposit. The value of your current vehicle can be assessed and used towards the deposit for your new purchase, potentially lowering your monthly payments.
Finance options are available for a wide range of used cars in our inventory. However, some restrictions might apply based on the age and mileage of the car. Our team can provide more specific details based on your choice of vehicle.