Used Car Finance in Buckinghamshire
At Carnatics Motor Company Limited, we offer competitive finance options for used cars in Long Crendon and Thame. Whether you're in Buckinghamshire or nearby areas, our tailored finance solutions make owning your ideal car affordable and straightforward. Visit us to explore your options!
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £18,950.00 |
| Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 |
| First Payment £273.10 | 47 Monthly Payments £273.10 |
| Final Payment £7,693.28 | Agreement Duration 49 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 |
| Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 |
| 47 Monthly Payments £273.10 | Final Payment £7,693.28 | Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 | 47 Monthly Payments £273.10 | Final Payment £7,693.28 |
| Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our finance experts are on hand to guide you through each option to find the best one for your needs.
Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with various credit backgrounds. We encourage you to discuss your specific circumstances with our finance team.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements. Our finance team will inform you of any additional documents required during your application process.
We aim to provide a decision as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the specifics of your financial situation.
We do not charge any fees for applying for finance. However, there may be administrative fees associated with the finance agreement itself. These will be fully disclosed to you before you commit to any finance plan.
Yes, you can use your current vehicle as a part exchange towards the deposit on your new car. Our team will assess your vehicle and offer a competitive trade-in value that can be applied directly to your finance agreement.