Used Car Finance in Buckinghamshire
At Carnatics Motor Company Limited, we offer competitive finance options for used cars in Long Crendon and Thame. Whether you're in Buckinghamshire or nearby areas, our tailored finance solutions make owning your ideal car affordable and straightforward. Visit us to explore your options!
£28,495
From £417.02/month
Audi
A5
2.0 TFSI 45 S line Sportback 5dr Petrol S Tronic quattro Euro 6 (s/s) (265 ps)
£28,495
(From £417.02/month)
2022
37,000 miles
Hatchback
Petrol
Automatic
37.2 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £28,495 | Total Deposit: £2,849.50 | Total Amount of Credit: £25,645.50 | First Payment: £417.02 | 46 Monthly Payments: £417.02 | Final Payment: £11,859 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £5,813.44 | Total Amount Payable: £34,308.44 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£27,999
From £610.79/month
Audi
A8
3.0 TFSI V6 55 Saloon 4dr Petrol Tiptronic quattro Euro 6 (s/s) LWB (340 ps)
£27,999
(From £610.79/month)
2018
56,600 miles
Saloon
Petrol
Automatic
36.7 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £27,999 | Total Deposit: £2,799.90 | Total Amount of Credit: £25,199.10 | First Payment: £610.79 | 46 Monthly Payments: £610.79 | Final Payment: £611.79 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £4,119.82 | Total Amount Payable: £32,118.82 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£26,999
From £588.97/month
Tesla
Model X
100D (Dual Motor) SUV 5dr Electric Auto 4WDE (417 bhp)
£26,999
(From £588.97/month)
2019
53,000 miles
SUV
Electric
Automatic
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £26,999 | Total Deposit: £2,699.90 | Total Amount of Credit: £24,299.10 | First Payment: £588.97 | 46 Monthly Payments: £588.97 | Final Payment: £589.97 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,972.46 | Total Amount Payable: £30,971.46 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£21,750
From £312.26/month
Volvo
XC40
2.0 B4 MHEV Inscription SUV 5dr Petrol Hybrid Auto Euro 6 (s/s) (197 ps)
£21,750
(From £312.26/month)
2020
39,500 miles
SUV
Petrol Hybrid
Automatic
39.2 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £21,750 | Total Deposit: £2,175 | Total Amount of Credit: £19,575 | First Payment: £312.26 | 46 Monthly Payments: £312.26 | Final Payment: £9,384 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £4,485.22 | Total Amount Payable: £26,235.22 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£18,950
From £287.76/month
SEAT
Ateca
2.0 TDI XPERIENCE SUV 5dr Diesel DSG 4Drive Euro 6 (s/s) (150 ps)
£18,950
(From £287.76/month)
2022
51,900 miles
SUV
Diesel
Automatic
47.9 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £18,950 | Total Deposit: £1,895 | Total Amount of Credit: £17,055 | First Payment: £287.76 | 46 Monthly Payments: £287.76 | Final Payment: £7,314 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,783.72 | Total Amount Payable: £22,733.72 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£18,450
From £260.69/month
CUPRA
Formentor
1.4 eHybrid 12.8kWh VZ2 SUV 5dr Petrol Plug-in Hybrid DSG Euro 6 (s/s) (245 ps)
£18,450
(From £260.69/month)
2021
66,600 miles
SUV
Petrol Plug-in Hybrid
Automatic
188.3 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £18,450 | Total Deposit: £1,845 | Total Amount of Credit: £16,605 | First Payment: £260.69 | 46 Monthly Payments: £260.69 | Final Payment: £8,191 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,838.43 | Total Amount Payable: £22,288.43 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£18,450
From £402.48/month
Volvo
XC60
2.4 D5 R-Design Lux Nav SUV 5dr Diesel Auto AWD Euro 6 (s/s) (220 ps)
£18,450
(From £402.48/month)
2017
56,000 miles
SUV
Diesel
Automatic
49.6 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £18,450 | Total Deposit: £1,845 | Total Amount of Credit: £16,605 | First Payment: £402.48 | 46 Monthly Payments: £402.48 | Final Payment: £403.48 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,715.04 | Total Amount Payable: £21,165.04 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£16,750
From £235.62/month
Skoda
Enyaq
62kWh 60 SUV 5dr Electric Auto (DC120kW) (179 ps)
£16,750
(From £235.62/month)
2022
47,250 miles
SUV
Electric
Automatic
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,750 | Total Deposit: £1,675 | Total Amount of Credit: £15,075 | First Payment: £235.62 | 46 Monthly Payments: £235.62 | Final Payment: £7,494 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,493.14 | Total Amount Payable: £20,243.14 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£15,495
From £215.12/month
Hyundai
BAYON
1.0 T-GDi MHEV Ultimate SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) (100 ps)
£15,495
(From £215.12/month)
2023
23,250 miles
SUV
Petrol Hybrid
Automatic
53.3 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £15,495 | Total Deposit: £1,549.50 | Total Amount of Credit: £13,945.50 | First Payment: £215.12 | 46 Monthly Payments: £215.12 | Final Payment: £7,089 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,254.14 | Total Amount Payable: £18,749.14 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£14,950
From £209.57/month
Peugeot
3008
1.5 BlueHDi Active Premium SUV 5dr Diesel Manual Euro 6 (s/s) (130 ps)
£14,950
(From £209.57/month)
2022
29,500 miles
SUV
Diesel
Manual
60.8 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,950 | Total Deposit: £1,495 | Total Amount of Credit: £13,455 | First Payment: £209.57 | 46 Monthly Payments: £209.57 | Final Payment: £6,729 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,123.79 | Total Amount Payable: £18,073.79 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£14,395
From £314.02/month
Kia
Stonic
1.0 T-GDi 4 SUV 5dr Petrol DCT Euro 6 (s/s) (118 bhp)
£14,395
(From £314.02/month)
2019
11,500 miles
SUV
Petrol
Automatic
46.3 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £14,395 | Total Deposit: £1,439.50 | Total Amount of Credit: £12,955.50 | First Payment: £314.02 | 46 Monthly Payments: £314.02 | Final Payment: £315.02 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,118.46 | Total Amount Payable: £16,513.46 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£13,795
From £195.38/month
SEAT
Arona
1.0 TSI GPF XCELLENCE Lux SUV 5dr Petrol DSG Euro 6 (s/s) (115 ps)
£13,795
(From £195.38/month)
2020
34,000 miles
SUV
Petrol
Automatic
46.3 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,795 | Total Deposit: £1,379.50 | Total Amount of Credit: £12,415.50 | First Payment: £195.38 | 45 Monthly Payments: £195.38 | Final Payment: £6,256 | Agreement Duration: 47 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,827.98 | Total Amount Payable: £16,622.98 | Annual Fixed Interest Rate: 4.08% | Representative APR: 7.90%
£12,395
From £275.26/month
Audi
RS Q3
2.5 TFSI SUV 5dr Petrol S Tronic quattro Euro 5 (s/s) (310 ps)
£12,395
(From £275.26/month)
2014
116,350 miles
SUV
Petrol
Automatic
32.1 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,395 | Total Deposit: £1,239.50 | Total Amount of Credit: £11,155.50 | First Payment: £275.26 | 46 Monthly Payments: £275.26 | Final Payment: £275.26 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,056.98 | Total Amount Payable: £14,451.98 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
£11,995
From £261.67/month
Mercedes-Benz
E Class
2.1 E250 CDI SE Estate 5dr Diesel G-Tronic+ Euro 5 (s/s) (204 ps)
£11,995
(From £261.67/month)
2013
51,500 miles
Estate
Diesel
Automatic
51.4 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,995 | Total Deposit: £1,199.50 | Total Amount of Credit: £10,795.50 | First Payment: £261.67 | 46 Monthly Payments: £261.67 | Final Payment: £262.67 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,765.66 | Total Amount Payable: £13,760.66 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£11,495
From £250.76/month
MINI
Countryman
2.0 Cooper D SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£11,495
(From £250.76/month)
2017
50,000 miles
SUV
Diesel
Manual
65.7 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,495 | Total Deposit: £1,149.50 | Total Amount of Credit: £10,345.50 | First Payment: £250.76 | 46 Monthly Payments: £250.76 | Final Payment: £251.76 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,691.98 | Total Amount Payable: £13,186.98 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£10,950
From £243.17/month
Volkswagen
Touareg
3.0 TDI V6 BlueMotion Tech R-Line SUV 5dr Diesel Tiptronic 4WD Euro 5 (s/s) (245 ps)
£10,950
(From £243.17/month)
2014
102,500 miles
SUV
Diesel
Automatic
39.2 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,950 | Total Deposit: £1,095 | Total Amount of Credit: £9,855 | First Payment: £243.17 | 46 Monthly Payments: £243.17 | Final Payment: £243.17 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,817.16 | Total Amount Payable: £12,767.16 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
£8,999
From £130.24/month
Toyota
AYGO
1.0 VVT-i x-play Hatchback 5dr Petrol Manual Euro 6 (s/s) (71 ps)
£8,999
(From £130.24/month)
2022
30,900 miles
Hatchback
Petrol
Manual
57.65 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £8,999 | Total Deposit: £899.90 | Total Amount of Credit: £8,099.10 | First Payment: £130.24 | 46 Monthly Payments: £130.24 | Final Payment: £3,826 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,848.18 | Total Amount Payable: £10,847.18 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£7,850
From £171.24/month
Fiat
Doblo
1.4 Pop MPV 5dr Petrol Manual Euro 6 (s/s) (95 bhp)
£7,850
(From £171.24/month)
2018
61,000 miles
MPV
Petrol
Manual
39.2 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,850 | Total Deposit: £785 | Total Amount of Credit: £7,065 | First Payment: £171.24 | 46 Monthly Payments: £171.24 | Final Payment: £172.24 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,155.52 | Total Amount Payable: £9,005.52 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£5,450
From £118.89/month
Smart
forfour
1.0 Prime (Premium) Hatchback 5dr Petrol Manual Euro 6 (s/s) (71 ps)
£5,450
(From £118.89/month)
2015
46,800 miles
Hatchback
Petrol
Manual
67.3 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,450 | Total Deposit: £545 | Total Amount of Credit: £4,905 | First Payment: £118.89 | 46 Monthly Payments: £118.89 | Final Payment: £119.89 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £802.72 | Total Amount Payable: £6,252.72 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£4,995
From £108.96/month
Peugeot
108
1.2 PureTech Roland Garros Top! 5dr Petrol Manual Euro 6 (82 ps)
£4,995
(From £108.96/month)
2017
74,500 miles
Hatchback
Petrol
Manual
65.7 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,995 | Total Deposit: £499.50 | Total Amount of Credit: £4,495.50 | First Payment: £108.96 | 46 Monthly Payments: £108.96 | Final Payment: £109.96 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £735.58 | Total Amount Payable: £5,730.58 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£4,695
From £104.26/month
Ford
Kuga
2.0 TDCi Titanium X SUV 5dr Diesel Manual AWD Euro 5 (163 ps)
£4,695
(From £104.26/month)
2013
111,000 miles
SUV
Diesel
Manual
47.9 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,695 | Total Deposit: £469.50 | Total Amount of Credit: £4,225.50 | First Payment: £104.26 | 46 Monthly Payments: £104.26 | Final Payment: £104.26 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £778.98 | Total Amount Payable: £5,473.98 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
£3,250
From £72.17/month
Subaru
Legacy
2.0D S Sport Tourer 5dr Diesel Manual 4WD Euro 5 (150 ps)
£3,250
(From £72.17/month)
2013
123,000 miles
Estate
Diesel
Manual
49.6 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £3,250 | Total Deposit: £325 | Total Amount of Credit: £2,925 | First Payment: £72.17 | 46 Monthly Payments: £72.17 | Final Payment: £72.17 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £539.16 | Total Amount Payable: £3,789.16 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
£2,450
From £68.04/month
Vauxhall
Corsa
1.2i ecoFLEX 16V SXi Hatchback 3dr Petrol Manual Euro 5 (s/s) (A/C) (85 ps)
£2,450
(From £68.04/month)
2011
62,000 miles
Hatchback
Petrol
Manual
55.4 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £2,450 | Total Deposit: £245 | Total Amount of Credit: £2,205 | First Payment: £68.04 | 46 Monthly Payments: £68.04 | Final Payment: £68.04 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,060.92 | Total Amount Payable: £3,510.92 | Annual Fixed Interest Rate: 12.03% | Representative APR: 22.90%
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £18,950.00 |
| Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 |
| First Payment £273.10 | 47 Monthly Payments £273.10 |
| Final Payment £7,693.28 | Agreement Duration 49 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 |
| Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 |
| 47 Monthly Payments £273.10 | Final Payment £7,693.28 | Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 | 47 Monthly Payments £273.10 | Final Payment £7,693.28 |
| Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our finance experts are on hand to guide you through each option to find the best one for your needs.
Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with various credit backgrounds. We encourage you to discuss your specific circumstances with our finance team.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements. Our finance team will inform you of any additional documents required during your application process.
We aim to provide a decision as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the specifics of your financial situation.
We do not charge any fees for applying for finance. However, there may be administrative fees associated with the finance agreement itself. These will be fully disclosed to you before you commit to any finance plan.
Yes, you can use your current vehicle as a part exchange towards the deposit on your new car. Our team will assess your vehicle and offer a competitive trade-in value that can be applied directly to your finance agreement.