Used Car Finance in High Wycombe

At Carnatics Motor Company Limited, we make financing your next used car in High Wycombe straightforward and stress-free. Whether you're looking for a family SUV or a prestige saloon, our flexible finance options are designed to suit your budget and lifestyle. Drive away with confidence and ease!

Audi A8 3.0 TFSI V6 55 Saloon 4dr Petrol Tiptronic quattro Euro 6 (s/s) LWB (340 ps)

£27,999

From £610.79/month
Audi
Audi

A8

3.0 TFSI V6 55 Saloon 4dr Petrol Tiptronic quattro Euro 6 (s/s) LWB (340 ps)
£27,999
(From £610.79/month)
2018
56,600 miles
Saloon
Petrol
Automatic
36.7 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £27,999 | Total Deposit: £2,799.90 | Total Amount of Credit: £25,199.10 | First Payment: £610.79 | 46 Monthly Payments: £610.79 | Final Payment: £611.79 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £4,119.82 | Total Amount Payable: £32,118.82 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Audi A5 2.0 TFSI 45 S line Sportback 5dr Petrol S Tronic quattro Euro 6 (s/s) (265 ps)

£27,999

Audi
Audi

A5

2.0 TFSI 45 S line Sportback 5dr Petrol S Tronic quattro Euro 6 (s/s) (265 ps)
£27,999
2022
37,000 miles
Hatchback
Petrol
Automatic
37.2 mpg
Tesla Model X 100D (Dual Motor) SUV 5dr Electric Auto 4WDE (417 bhp)

£26,999

From £588.97/month
Tesla
Tesla

Model X

100D (Dual Motor) SUV 5dr Electric Auto 4WDE (417 bhp)
£26,999
(From £588.97/month)
2019
53,000 miles
SUV
Electric
Automatic
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £26,999 | Total Deposit: £2,699.90 | Total Amount of Credit: £24,299.10 | First Payment: £588.97 | 46 Monthly Payments: £588.97 | Final Payment: £589.97 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,972.46 | Total Amount Payable: £30,971.46 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Tesla Model Y (Dual Motor) Long Range SUV 5dr Electric Auto 4WDE (384 bhp)

£25,995

From £313.15/month
Tesla
Tesla

Model Y

(Dual Motor) Long Range SUV 5dr Electric Auto 4WDE (384 bhp)
£25,995
(From £313.15/month)
2022
25,000 miles
SUV
Electric
Automatic
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £25,995 | Total Deposit: £2,599.50 | Total Amount of Credit: £23,395.50 | First Payment: £313.15 | 46 Monthly Payments: £313.15 | Final Payment: £14,514 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £5,836.55 | Total Amount Payable: £31,831.55 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Volvo XC40 2.0 B4 MHEV Inscription SUV 5dr Petrol Hybrid Auto Euro 6 (s/s) (197 ps)

£21,595

From £310.96/month
Volvo
Volvo

XC40

2.0 B4 MHEV Inscription SUV 5dr Petrol Hybrid Auto Euro 6 (s/s) (197 ps)
£21,595
(From £310.96/month)
2020
39,500 miles
SUV
Petrol Hybrid
Automatic
39.2 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £21,595 | Total Deposit: £2,159.50 | Total Amount of Credit: £19,435.50 | First Payment: £310.96 | 45 Monthly Payments: £310.96 | Final Payment: £9,519 | Agreement Duration: 47 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £4,387.66 | Total Amount Payable: £25,982.66 | Annual Fixed Interest Rate: 4.08% | Representative APR: 7.90%
Polestar Polestar 2 Single Motor 78kWh Long Range Fastback 5dr Electric Auto FWD (231 ps)

£19,995

From £292.55/month
Polestar
Polestar

Polestar 2

Single Motor 78kWh Long Range Fastback 5dr Electric Auto FWD (231 ps)
£19,995
(From £292.55/month)
2023
48,000 miles
Hatchback
Electric
Automatic
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £19,995 | Total Deposit: £1,999.50 | Total Amount of Credit: £17,995.50 | First Payment: £292.55 | 46 Monthly Payments: £292.55 | Final Payment: £8,326 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £4,080.35 | Total Amount Payable: £24,075.35 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
SEAT Ateca 2.0 TDI XPERIENCE SUV 5dr Diesel DSG 4Drive Euro 6 (s/s) (150 ps)

£18,895

From £286.54/month
SEAT
SEAT

Ateca

2.0 TDI XPERIENCE SUV 5dr Diesel DSG 4Drive Euro 6 (s/s) (150 ps)
£18,895
(From £286.54/month)
2022
51,900 miles
SUV
Diesel
Automatic
47.9 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £18,895 | Total Deposit: £1,889.50 | Total Amount of Credit: £17,005.50 | First Payment: £286.54 | 46 Monthly Payments: £286.54 | Final Payment: £7,314 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,775.88 | Total Amount Payable: £22,670.88 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
CUPRA Formentor 1.4 eHybrid 12.8kWh VZ2 SUV 5dr Petrol Plug-in Hybrid DSG Euro 6 (s/s) (245 ps)

£18,395

From £259.47/month
CUPRA

Formentor

1.4 eHybrid 12.8kWh VZ2 SUV 5dr Petrol Plug-in Hybrid DSG Euro 6 (s/s) (245 ps)
£18,395
(From £259.47/month)
2021
66,600 miles
SUV
Petrol Plug-in Hybrid
Automatic
188.3 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £18,395 | Total Deposit: £1,839.50 | Total Amount of Credit: £16,555.50 | First Payment: £259.47 | 46 Monthly Payments: £259.47 | Final Payment: £8,191 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,830.59 | Total Amount Payable: £22,225.59 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Volvo XC60 2.4 D5 R-Design Lux Nav SUV 5dr Diesel Auto AWD Euro 6 (s/s) (220 ps)

£17,895

From £390.37/month
Volvo
Volvo

XC60

2.4 D5 R-Design Lux Nav SUV 5dr Diesel Auto AWD Euro 6 (s/s) (220 ps)
£17,895
(From £390.37/month)
2017
56,000 miles
SUV
Diesel
Automatic
49.6 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £17,895 | Total Deposit: £1,789.50 | Total Amount of Credit: £16,105.50 | First Payment: £390.37 | 46 Monthly Payments: £390.37 | Final Payment: £391.37 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,633.26 | Total Amount Payable: £20,528.26 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Skoda Enyaq 62kWh 60 SUV 5dr Electric Auto (DC120kW) (179 ps)

£16,495

From £229.95/month
Skoda
Skoda

Enyaq

62kWh 60 SUV 5dr Electric Auto (DC120kW) (179 ps)
£16,495
(From £229.95/month)
2022
47,250 miles
SUV
Electric
Automatic
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,495 | Total Deposit: £1,649.50 | Total Amount of Credit: £14,845.50 | First Payment: £229.95 | 46 Monthly Payments: £229.95 | Final Payment: £7,494 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,456.15 | Total Amount Payable: £19,951.15 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Hyundai BAYON 1.0 T-GDi MHEV Ultimate SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) (100 ps)

£15,450

Hyundai
Hyundai

BAYON

1.0 T-GDi MHEV Ultimate SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) (100 ps)
£15,450
2023
23,250 miles
SUV
Petrol Hybrid
Automatic
53.3 mpg
Peugeot 3008 1.5 BlueHDi Active Premium SUV 5dr Diesel Manual Euro 6 (s/s) (130 ps)

£14,895

From £208.34/month
Peugeot
Peugeot

3008

1.5 BlueHDi Active Premium SUV 5dr Diesel Manual Euro 6 (s/s) (130 ps)
£14,895
(From £208.34/month)
2022
29,500 miles
SUV
Diesel
Manual
60.8 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,895 | Total Deposit: £1,489.50 | Total Amount of Credit: £13,405.50 | First Payment: £208.34 | 46 Monthly Payments: £208.34 | Final Payment: £6,729 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,115.48 | Total Amount Payable: £18,010.48 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
MG MG HS 1.5 T-GDI 16.6kWh Exclusive SUV 5dr Petrol Plug-in Hybrid Auto Euro 6 (s/s) (258 ps)

£14,450

From £201.74/month
MG
MG

MG HS

1.5 T-GDI 16.6kWh Exclusive SUV 5dr Petrol Plug-in Hybrid Auto Euro 6 (s/s) (258 ps)
£14,450
(From £201.74/month)
2020
32,000 miles
SUV
Petrol Plug-in Hybrid
Automatic
155.8 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,450 | Total Deposit: £1,445 | Total Amount of Credit: £13,005 | First Payment: £201.74 | 46 Monthly Payments: £201.74 | Final Payment: £6,549 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,025.78 | Total Amount Payable: £17,475.78 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Kia Stonic 1.0 T-GDi 4 SUV 5dr Petrol DCT Euro 6 (s/s) (118 bhp)

£13,999

From £305.38/month
Kia
Kia

Stonic

1.0 T-GDi 4 SUV 5dr Petrol DCT Euro 6 (s/s) (118 bhp)
£13,999
(From £305.38/month)
2019
11,500 miles
SUV
Petrol
Automatic
46.3 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £13,999 | Total Deposit: £1,399.90 | Total Amount of Credit: £12,599.10 | First Payment: £305.38 | 46 Monthly Payments: £305.38 | Final Payment: £306.38 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,060.14 | Total Amount Payable: £16,059.14 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Audi RS Q3 2.5 TFSI SUV 5dr Petrol S Tronic quattro Euro 5 (s/s) (310 ps)

£12,350

From £274.26/month
Audi
Audi

RS Q3

2.5 TFSI SUV 5dr Petrol S Tronic quattro Euro 5 (s/s) (310 ps)
£12,350
(From £274.26/month)
2014
116,350 miles
SUV
Petrol
Automatic
32.1 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,350 | Total Deposit: £1,235 | Total Amount of Credit: £11,115 | First Payment: £274.26 | 46 Monthly Payments: £274.26 | Final Payment: £274.26 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,049.48 | Total Amount Payable: £14,399.48 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
Mercedes-Benz E Class 2.1 E250 CDI SE Estate 5dr Diesel G-Tronic+ Euro 5 (s/s) (204 ps)

£11,950

From £260.69/month
Mercedes-Benz
Mercedes-Benz

E Class

2.1 E250 CDI SE Estate 5dr Diesel G-Tronic+ Euro 5 (s/s) (204 ps)
£11,950
(From £260.69/month)
2013
51,500 miles
Estate
Diesel
Automatic
51.4 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,950 | Total Deposit: £1,195 | Total Amount of Credit: £10,755 | First Payment: £260.69 | 46 Monthly Payments: £260.69 | Final Payment: £261.69 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,759.12 | Total Amount Payable: £13,709.12 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Volkswagen Golf SV 2.0 TDI BlueMotion Tech GT MPV 5dr Diesel DSG Euro 6 (s/s) (150 ps)

£10,795

From £235.49/month
Volkswagen
Volkswagen

Golf SV

2.0 TDI BlueMotion Tech GT MPV 5dr Diesel DSG Euro 6 (s/s) (150 ps)
£10,795
(From £235.49/month)
2014
31,500 miles
MPV
Diesel
Automatic
58.85 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,795 | Total Deposit: £1,079.50 | Total Amount of Credit: £9,715.50 | First Payment: £235.49 | 46 Monthly Payments: £235.49 | Final Payment: £236.49 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,589.02 | Total Amount Payable: £12,384.02 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Skoda Yeti 1.2 TSI SE L Outdoor 5dr Petrol DSG Euro 6 (s/s) (110 ps)

£10,650

From £232.33/month
Skoda
Skoda

Yeti

1.2 TSI SE L Outdoor 5dr Petrol DSG Euro 6 (s/s) (110 ps)
£10,650
(From £232.33/month)
2017
71,000 miles
SUV
Petrol
Automatic
51.4 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,650 | Total Deposit: £1,065 | Total Amount of Credit: £9,585 | First Payment: £232.33 | 46 Monthly Payments: £232.33 | Final Payment: £233.33 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,567.84 | Total Amount Payable: £12,217.84 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Toyota AYGO 1.0 VVT-i x-play Hatchback 5dr Petrol Manual Euro 6 (s/s) (71 ps)

£8,999

From £130.24/month
Toyota
Toyota

AYGO

1.0 VVT-i x-play Hatchback 5dr Petrol Manual Euro 6 (s/s) (71 ps)
£8,999
(From £130.24/month)
2022
30,900 miles
Hatchback
Petrol
Manual
57.65 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £8,999 | Total Deposit: £899.90 | Total Amount of Credit: £8,099.10 | First Payment: £130.24 | 46 Monthly Payments: £130.24 | Final Payment: £3,826 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,848.18 | Total Amount Payable: £10,847.18 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Skoda Octavia 2.0 TDI vRS Estate 5dr Diesel Manual Euro 6 (s/s) (184 ps)

£7,450

From £165.45/month
Skoda
Skoda

Octavia

2.0 TDI vRS Estate 5dr Diesel Manual Euro 6 (s/s) (184 ps)
£7,450
(From £165.45/month)
2017
146,800 miles
Estate
Diesel
Manual
62.8 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,450 | Total Deposit: £745 | Total Amount of Credit: £6,705 | First Payment: £165.45 | 46 Monthly Payments: £165.45 | Final Payment: £165.45 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,236.60 | Total Amount Payable: £8,686.60 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
Hyundai i30 1.6 CRDi SE Nav Tourer 5dr Diesel Manual Euro 6 (s/s) (110 ps)

£7,450

From £162.52/month
Hyundai
Hyundai

i30

1.6 CRDi SE Nav Tourer 5dr Diesel Manual Euro 6 (s/s) (110 ps)
£7,450
(From £162.52/month)
2018
67,000 miles
Estate
Diesel
Manual
74.3 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,450 | Total Deposit: £745 | Total Amount of Credit: £6,705 | First Payment: £162.52 | 46 Monthly Payments: £162.52 | Final Payment: £163.52 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,096.96 | Total Amount Payable: £8,546.96 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Fiat 500 1.2 S Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)

£6,999

From £152.68/month
Fiat
Fiat

500

1.2 S Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)
£6,999
(From £152.68/month)
2017
43,000 miles
Hatchback
Petrol
Manual
60.1 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,999 | Total Deposit: £699.90 | Total Amount of Credit: £6,299.10 | First Payment: £152.68 | 46 Monthly Payments: £152.68 | Final Payment: £153.68 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,030.54 | Total Amount Payable: £8,029.54 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Fiat Doblo 1.4 Pop MPV 5dr Petrol Manual Euro 6 (s/s) (95 bhp)

£6,950

From £151.61/month
Fiat
Fiat

Doblo

1.4 Pop MPV 5dr Petrol Manual Euro 6 (s/s) (95 bhp)
£6,950
(From £151.61/month)
2018
61,000 miles
MPV
Petrol
Manual
39.2 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,950 | Total Deposit: £695 | Total Amount of Credit: £6,255 | First Payment: £151.61 | 46 Monthly Payments: £151.61 | Final Payment: £152.61 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,023.28 | Total Amount Payable: £7,973.28 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
Ford Kuga 2.0 TDCi Titanium X SUV 5dr Diesel Manual AWD Euro 5 (163 ps)

£4,650

From £103.26/month
Ford
Ford

Kuga

2.0 TDCi Titanium X SUV 5dr Diesel Manual AWD Euro 5 (163 ps)
£4,650
(From £103.26/month)
2013
111,000 miles
SUV
Diesel
Manual
47.9 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,650 | Total Deposit: £465 | Total Amount of Credit: £4,185 | First Payment: £103.26 | 46 Monthly Payments: £103.26 | Final Payment: £103.26 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £771.48 | Total Amount Payable: £5,421.48 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
Fiat 500 1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)

£3,895

From £86.50/month
Fiat
Fiat

500

1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)
£3,895
(From £86.50/month)
2015
102,500 miles
Hatchback
Petrol
Manual
60.1 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £3,895 | Total Deposit: £389.50 | Total Amount of Credit: £3,505.50 | First Payment: £86.50 | 46 Monthly Payments: £86.50 | Final Payment: £86.50 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £646.50 | Total Amount Payable: £4,541.50 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
Vauxhall Corsa 1.2i ecoFLEX 16V SXi Hatchback 3dr Petrol Manual Euro 5 (s/s) (A/C) (85 ps)

£2,650

From £73.59/month
Vauxhall
Vauxhall

Corsa

1.2i ecoFLEX 16V SXi Hatchback 3dr Petrol Manual Euro 5 (s/s) (A/C) (85 ps)
£2,650
(From £73.59/month)
2011
62,000 miles
Hatchback
Petrol
Manual
55.4 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £2,650 | Total Deposit: £265 | Total Amount of Credit: £2,385 | First Payment: £73.59 | 46 Monthly Payments: £73.59 | Final Payment: £73.59 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,147.32 | Total Amount Payable: £3,797.32 | Annual Fixed Interest Rate: 12.03% | Representative APR: 22.90%
Typical Representative Finance Example
Product
Personal Contract Purchase
Cash Price
£18,950.00
Total Deposit
£2,842.50
Total Amount of Credit
£16,107.50
First Payment
£273.10
47 Monthly Payments
£273.10
Final Payment
£7,693.28
Agreement Duration
49 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£4,694.58
Total Amount Payable
£23,644.58
Annual Fixed Interest Rate
4.86%
Representative APR
9.90%
Product
Personal Contract Purchase
Cash Price
£18,950.00
Total Deposit
£2,842.50
Total Amount of Credit
£16,107.50
First Payment
£273.10
47 Monthly Payments
£273.10
Final Payment
£7,693.28
Agreement Duration
49 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£4,694.58
Total Amount Payable
£23,644.58
Annual Fixed Interest Rate
4.86%
Representative APR
9.90%
Product
Personal Contract Purchase
Cash Price
£18,950.00
Total Deposit
£2,842.50
Total Amount of Credit
£16,107.50
First Payment
£273.10
47 Monthly Payments
£273.10
Final Payment
£7,693.28
Agreement Duration
49 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£4,694.58
Total Amount Payable
£23,644.58
Annual Fixed Interest Rate
4.86%
Representative APR
9.90%

At Carnatics Motor Company Limited, we offer a variety of financing options to suit your needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our finance experts are on hand to guide you through the options and help you find the best solution for your budget.

Yes, you can! We understand that everyone's financial situation is different. Carnatics Motor Company Limited works with multiple lenders to provide finance solutions for individuals with various credit histories. We encourage you to apply as we often have solutions for those with less than perfect credit.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or bank statements). Our finance team will inform you of any additional documents required during the application process.

At Carnatics Motor Company Limited, we aim to make the process as quick and seamless as possible. Finance approval can be as fast as the same day, depending on the completeness of your application and the speed of the checks carried out by our finance partners.

Absolutely! We accept part exchanges, and they can be used to contribute towards your deposit or reduce your finance amount. Just bring your current vehicle along for an appraisal, and we can discuss how it can be incorporated into your finance package.

At Carnatics Motor Company Limited, most of our used cars are eligible for finance, including diesel, estate, family, petrol, prestige, SUV, ULEZ compliant, and 4x4 cars. Our team can provide you with details on any specific exclusions or criteria based on the finance provider's policies.