Used Car Finance in Milton Keynes

At Carnatics Motor Company Limited, we make financing your next car in Milton Keynes straightforward and stress-free. Whether you're looking for a family estate or a practical car, our flexible finance options are designed to suit your budget and lifestyle. Drive away with your ideal car by exploring our competitive finance solutions today.

BMW X6 M 4.4 BiTurbo V8 SUV 5dr Petrol Auto xDrive Euro 6 (s/s) (575 bhp)

£32,750

From £686.89/month
BMW
BMW

X6 M

4.4 BiTurbo V8 SUV 5dr Petrol Auto xDrive Euro 6 (s/s) (575 bhp)
£32,750
(From £686.89/month)
2018
54,000 miles
SUV
Petrol
Automatic
25.4 mpg
BMW X5 3.0 40d M Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (313 ps)

£24,850

From £521.20/month
BMW
BMW

X5

3.0 40d M Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (313 ps)
£24,850
(From £521.20/month)
2015
50,500 miles
SUV
Diesel
Automatic
47.1 mpg
BMW X5 3.0 M50d SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (381 ps)

£19,999

From £419.45/month
BMW
BMW

X5

3.0 M50d SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (381 ps)
£19,999
(From £419.45/month)
2013
78,000 miles
SUV
Diesel
Automatic
42.2 mpg
Volvo XC90 2.0 T6 Inscription SUV 5dr Petrol Geartronic 4WD Euro 6 (s/s) (320 ps)

£19,999

From £419.45/month
Volvo
Volvo

XC90

2.0 T6 Inscription SUV 5dr Petrol Geartronic 4WD Euro 6 (s/s) (320 ps)
£19,999
(From £419.45/month)
2015
91,000 miles
SUV
Petrol
Automatic
36.7 mpg
Audi A1 1.0 TFSI 25 S line Sportback 5dr Petrol S Tronic Euro 6 (s/s) (95 ps)

£19,950

From £262.41/month
Audi
Audi

A1

1.0 TFSI 25 S line Sportback 5dr Petrol S Tronic Euro 6 (s/s) (95 ps)
£19,950
(From £262.41/month)
2023
26,000 miles
Hatchback
Petrol
Automatic
47.1 mpg
Volkswagen Tiguan 2.0 TDI Match SUV 5dr Diesel DSG Euro 6 (s/s) (150 ps)

£18,295

From £383.71/month
Volkswagen
Volkswagen

Tiguan

2.0 TDI Match SUV 5dr Diesel DSG Euro 6 (s/s) (150 ps)
£18,295
(From £383.71/month)
2019
35,500 miles
SUV
Diesel
Automatic
46.3 mpg
Volkswagen Tiguan 2.0 TDI R-Line Tech SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)

£17,950

From £270.33/month
Volkswagen
Volkswagen

Tiguan

2.0 TDI R-Line Tech SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£17,950
(From £270.33/month)
2019
84,800 miles
SUV
Diesel
Manual
47.1 mpg
Mercedes-Benz M Class 3.0 ML350 V6 BlueTEC AMG Line SUV 5dr Diesel G-Tronic 4WD Euro 6 (s/s) (258 ps)

£17,950

From £376.48/month
Mercedes-Benz
Mercedes-Benz

M Class

3.0 ML350 V6 BlueTEC AMG Line SUV 5dr Diesel G-Tronic 4WD Euro 6 (s/s) (258 ps)
£17,950
(From £376.48/month)
2015
54,000 miles
SUV
Diesel
Automatic
39.2 mpg
Volkswagen Tiguan 2.0 TDI BlueMotion Tech R-Line SUV 5dr Diesel DSG 4Motion Euro 6 (s/s) (150 ps)

£17,650

From £370.19/month
Volkswagen
Volkswagen

Tiguan

2.0 TDI BlueMotion Tech R-Line SUV 5dr Diesel DSG 4Motion Euro 6 (s/s) (150 ps)
£17,650
(From £370.19/month)
2016
71,500 miles
SUV
Diesel
Automatic
49.6 mpg
Mercedes-Benz C Class 2.0 C300 AMG Line (Premium Plus) Coupe 2dr Petrol 7G-Tronic+ Euro 6 (s/s) (245 ps)

£15,850

From £332.43/month
Mercedes-Benz
Mercedes-Benz

C Class

2.0 C300 AMG Line (Premium Plus) Coupe 2dr Petrol 7G-Tronic+ Euro 6 (s/s) (245 ps)
£15,850
(From £332.43/month)
2016
77,300 miles
Coupe
Petrol
Automatic
42.8 mpg
SEAT Ateca 2.0 TDI XPERIENCE Lux SUV 5dr Diesel DSG Euro 6 (s/s) (150 ps)

£15,750

From £240.15/month
SEAT
SEAT

Ateca

2.0 TDI XPERIENCE Lux SUV 5dr Diesel DSG Euro 6 (s/s) (150 ps)
£15,750
(From £240.15/month)
2021
85,800 miles
SUV
Diesel
Automatic
53.3 mpg
Volvo XC60 2.4 D4 R-Design Lux Nav SUV 5dr Diesel Auto AWD Euro 6 (s/s) (190 ps)

£14,650

From £307.26/month
Volvo
Volvo

XC60

2.4 D4 R-Design Lux Nav SUV 5dr Diesel Auto AWD Euro 6 (s/s) (190 ps)
£14,650
(From £307.26/month)
2016
85,000 miles
SUV
Diesel
Automatic
49.6 mpg
MINI Hatch 2.0 Cooper S Classic Hatchback 5dr Petrol Manual Euro 6 (s/s) (192 ps)

£14,000

From £202.78/month
MINI
MINI

Hatch

2.0 Cooper S Classic Hatchback 5dr Petrol Manual Euro 6 (s/s) (192 ps)
£14,000
(From £202.78/month)
2019
30,500 miles
Hatchback
Petrol
Manual
43.5 mpg
Nissan Qashqai 1.3 DIG-T N-Motion SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps)

£13,950

From £203.69/month
Nissan
Nissan

Qashqai

1.3 DIG-T N-Motion SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps)
£13,950
(From £203.69/month)
2021
62,500 miles
SUV
Petrol
Manual
42.1 mpg
Ford Fiesta 1.0T EcoBoost ST-Line X Edition Hatchback 5dr Petrol Auto Euro 6 (s/s) (100 ps)

£13,950

From £220.27/month
Ford
Ford

Fiesta

1.0T EcoBoost ST-Line X Edition Hatchback 5dr Petrol Auto Euro 6 (s/s) (100 ps)
£13,950
(From £220.27/month)
2020
19,800 miles
Hatchback
Petrol
Automatic
42.2 mpg
Audi A5 2.0 TDI Black Edition Plus Coupe 2dr Diesel Manual quattro Euro 6 (s/s) (190 ps)

£12,995

From £272.55/month
Audi
Audi

A5

2.0 TDI Black Edition Plus Coupe 2dr Diesel Manual quattro Euro 6 (s/s) (190 ps)
£12,995
(From £272.55/month)
2016
57,100 miles
Coupe
Diesel
Manual
53.3 mpg
Volkswagen Tiguan 2.0 TDI BlueMotion Tech Match SUV 5dr Diesel DSG 4WD Euro 6 (s/s) (150 ps)

£10,450

From £219.17/month
Volkswagen
Volkswagen

Tiguan

2.0 TDI BlueMotion Tech Match SUV 5dr Diesel DSG 4WD Euro 6 (s/s) (150 ps)
£10,450
(From £219.17/month)
2015
75,000 miles
SUV
Diesel
Automatic
49.6 mpg
BMW 1 Series 2.0 120d Sport Plus Edition Coupe 2dr Diesel Auto Euro 5 (177 ps)

£8,950

From £187.71/month
BMW
BMW

1 Series

2.0 120d Sport Plus Edition Coupe 2dr Diesel Auto Euro 5 (177 ps)
£8,950
(From £187.71/month)
2013
61,300 miles
Coupe
Diesel
Automatic
53.3 mpg
Land Rover Range Rover Evoque 2.2 SD4 Prestige SUV 5dr Diesel Auto 4WD Euro 5 (190 ps)

£7,950

From £166.74/month
Land Rover
Land Rover

Range Rover Evoque

2.2 SD4 Prestige SUV 5dr Diesel Auto 4WD Euro 5 (190 ps)
£7,950
(From £166.74/month)
2012
99,800 miles
SUV
Diesel
Automatic
44.1 mpg
Toyota Ipsum Toyota Ipsum 2.4 240 S Automatic

£4,995

Toyota
Toyota

Ipsum

Toyota Ipsum 2.4 240 S Automatic
£4,995
2009
69,000 miles
MPV
Petrol
Automatic
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£5,950.00
Total Deposit
£892.50
Total Amount of Credit
£932.42
First Payment
£124.79
46 Monthly Payments
£124.79
Final Payment
£124.79
Agreement Duration
48 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£932.42
Total Amount Payable
£6,882.42
Annual Fixed Interest Rate
4.61%
Representative APR
8.90%
Product
Hire Purchase
Cash Price
£5,950.00
Total Deposit
£892.50
Total Amount of Credit
£932.42
First Payment
£124.79
46 Monthly Payments
£124.79
Final Payment
£124.79
Agreement Duration
48 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£932.42
Total Amount Payable
£6,882.42
Annual Fixed Interest Rate
4.61%
Representative APR
8.90%
Product
Hire Purchase
Cash Price
£5,950.00
Total Deposit
£892.50
Total Amount of Credit
£932.42
First Payment
£124.79
46 Monthly Payments
£124.79
Final Payment
£124.79
Agreement Duration
48 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£932.42
Total Amount Payable
£6,882.42
Annual Fixed Interest Rate
4.61%
Representative APR
8.90%

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed advice to help you choose the best option for your circumstances.

Yes, we work with several lenders who specialize in providing finance options for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the specifics of your financial situation.

Absolutely, we accept part exchanges as a deposit. The value of your current vehicle can be put towards the deposit on your new car, potentially lowering your monthly payments.

Finance options are available for a wide range of used cars. However, some restrictions may apply based on the age and mileage of the car. Our team can provide more specific information based on the car you are interested in.