Used Car Finance in Oxford
Looking for used car finance in Oxford? At Carnatics Motor Company Limited, we offer flexible financing options to make owning your ideal car easier and more affordable. Whether you're in Oxford or nearby areas, visit us to explore tailored finance plans that suit your budget and drive away happy!
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £18,950.00 |
| Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 |
| First Payment £273.10 | 47 Monthly Payments £273.10 |
| Final Payment £7,693.28 | Agreement Duration 49 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 |
| Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 |
| 47 Monthly Payments £273.10 | Final Payment £7,693.28 | Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 | 47 Monthly Payments £273.10 | Final Payment £7,693.28 |
| Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your circumstances.
Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialize in providing finance to individuals with varied credit profiles. We encourage you to discuss your specific situation with our finance experts.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income. Our finance team will guide you through the specific requirements.
The approval time can vary, but we aim to process applications as quickly as possible. In many cases, finance approval can be obtained within 24 to 48 hours after submitting all required documents.
Absolutely, part exchanges are welcomed and can be used as a deposit towards your next car purchase. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement.
Generally, there are no specific restrictions on the cars you can purchase with finance. However, the age and mileage of the car might affect the finance terms available. Our team can provide more details based on the car you are interested in.