Used Car Finance in Thame
At Carnatics Motor Company Limited, we understand that financing a used car in Thame can be a crucial part of your purchase. We offer competitive finance options tailored to meet your needs, ensuring you can drive away in your chosen car without financial strain. Visit us to explore flexible financing solutions.
£41,750
From £650.40/month
Porsche
Taycan
Performance Plus 93.4kWh 4S Saloon 4dr Electric Auto 4WD (571 ps)
£41,750
(From £650.40/month)
2021
57,000 miles
Saloon
Electric
Automatic
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £41,750 | Total Deposit: £4,175 | Total Amount of Credit: £37,575 | First Payment: £650.40 | 46 Monthly Payments: £650.40 | Final Payment: £15,211 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £8,204.80 | Total Amount Payable: £49,954.80 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£34,995
From £507.32/month
Volkswagen
Touareg
3.0 TDI V6 Black Edition SUV 5dr Diesel Tiptronic 4Motion Euro 6 (s/s) (286 ps)
£34,995
(From £507.32/month)
2021
65,700 miles
SUV
Diesel
Automatic
34 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £34,995 | Total Deposit: £3,499.50 | Total Amount of Credit: £31,495.50 | First Payment: £507.32 | 46 Monthly Payments: £507.32 | Final Payment: £14,829 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £7,177.54 | Total Amount Payable: £42,172.54 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£28,395
From £619.43/month
Audi
A8
3.0 TFSI V6 55 Saloon 4dr Petrol Tiptronic quattro Euro 6 (s/s) LWB (340 ps)
£28,395
(From £619.43/month)
2018
56,600 miles
Saloon
Petrol
Automatic
36.7 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £28,395 | Total Deposit: £2,839.50 | Total Amount of Credit: £25,555.50 | First Payment: £619.43 | 46 Monthly Payments: £619.43 | Final Payment: £620.43 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £4,178.14 | Total Amount Payable: £32,573.14 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£27,450
From £598.81/month
Tesla
Model X
100D (Dual Motor) SUV 5dr Electric Auto 4WDE (417 bhp)
£27,450
(From £598.81/month)
2019
52,000 miles
SUV
Electric
Automatic
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £27,450 | Total Deposit: £2,745 | Total Amount of Credit: £24,705 | First Payment: £598.81 | 46 Monthly Payments: £598.81 | Final Payment: £599.81 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £4,038.88 | Total Amount Payable: £31,488.88 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£19,950
From £435.20/month
Land Rover
Range Rover
4.4 SD V8 Vogue SE SUV 5dr Diesel Auto 4WD Euro 5 (339 ps)
£19,950
(From £435.20/month)
2014
80,000 miles
SUV
Diesel
Automatic
32.5 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £19,950 | Total Deposit: £1,995 | Total Amount of Credit: £17,955 | First Payment: £435.20 | 46 Monthly Payments: £435.20 | Final Payment: £436.20 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,935.60 | Total Amount Payable: £22,885.60 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£19,650
From £277.09/month
Volkswagen
ID.4
Pro Performance 77kWh 1ST Edition SUV 5dr Electric Auto (204 ps)
£19,650
(From £277.09/month)
2021
29,500 miles
SUV
Electric
Automatic
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £19,650 | Total Deposit: £1,965 | Total Amount of Credit: £17,685 | First Payment: £277.09 | 46 Monthly Payments: £277.09 | Final Payment: £8,754 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £4,092.23 | Total Amount Payable: £23,742.23 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£18,995
From £257.63/month
CUPRA
Formentor
1.5 TSI V2 SUV 5dr Petrol DSG Euro 6 (s/s) (150 ps)
£18,995
(From £257.63/month)
2021
55,600 miles
SUV
Petrol
Automatic
40.9 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £18,995 | Total Deposit: £1,899.50 | Total Amount of Credit: £17,095.50 | First Payment: £257.63 | 46 Monthly Payments: £257.63 | Final Payment: £9,024 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £4,037.11 | Total Amount Payable: £23,032.11 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£18,995
From £414.37/month
Volkswagen
Touareg
3.0 TDI V6 BlueMotion Tech R-Line Plus SUV 5dr Diesel Tiptronic 4WD Euro 6 (s/s) (262 ps)
£18,995
(From £414.37/month)
2017
73,000 miles
SUV
Diesel
Automatic
41.5 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £18,995 | Total Deposit: £1,899.50 | Total Amount of Credit: £17,095.50 | First Payment: £414.37 | 46 Monthly Payments: £414.37 | Final Payment: £415.37 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,795.26 | Total Amount Payable: £21,790.26 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£18,950
From £413.39/month
Volvo
XC60
2.4 D5 R-Design Lux Nav SUV 5dr Diesel Auto AWD Euro 6 (s/s) (220 ps)
£18,950
(From £413.39/month)
2017
53,000 miles
SUV
Diesel
Automatic
49.6 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £18,950 | Total Deposit: £1,895 | Total Amount of Credit: £17,055 | First Payment: £413.39 | 46 Monthly Payments: £413.39 | Final Payment: £414.39 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,788.72 | Total Amount Payable: £21,738.72 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£18,795
From £291.37/month
Volkswagen
T-Roc
1.5 TSI GPF EVO R-Line SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)
£18,795
(From £291.37/month)
2019
34,200 miles
SUV
Petrol
Manual
42.8 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £18,795 | Total Deposit: £1,879.50 | Total Amount of Credit: £16,915.50 | First Payment: £291.37 | 46 Monthly Payments: £291.37 | Final Payment: £9,235.50 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £6,014.39 | Total Amount Payable: £24,809.39 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
£15,895
From £346.74/month
Tesla
Model 3
(Dual Motor) Long Range Saloon 4dr Electric Auto 4WDE (346 ps)
£15,895
(From £346.74/month)
2019
45,000 miles
Saloon
Electric
Automatic
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £15,895 | Total Deposit: £1,589.50 | Total Amount of Credit: £14,305.50 | First Payment: £346.74 | 46 Monthly Payments: £346.74 | Final Payment: £347.74 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,339.02 | Total Amount Payable: £18,234.02 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£15,695
From £225.29/month
Peugeot
3008
1.5 BlueHDi Active Premium SUV 5dr Diesel Manual Euro 6 (s/s) (130 ps)
£15,695
(From £225.29/month)
2022
29,500 miles
SUV
Diesel
Manual
60.8 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £15,695 | Total Deposit: £1,569.50 | Total Amount of Credit: £14,125.50 | First Payment: £225.29 | 46 Monthly Payments: £225.29 | Final Payment: £6,774 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,237.13 | Total Amount Payable: £18,932.13 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£15,450
From £253.80/month
Audi
A5
2.0 TFSI 40 Sport Coupe 2dr Petrol Manual Euro 6 (s/s) (190 ps)
£15,450
(From £253.80/month)
2019
41,750 miles
Coupe
Petrol
Manual
40.4 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £15,450 | Total Deposit: £1,545 | Total Amount of Credit: £13,905 | First Payment: £253.80 | 46 Monthly Payments: £253.80 | Final Payment: £6,744.50 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,768.10 | Total Amount Payable: £20,218.10 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
£14,295
From £183.96/month
BMW
i3
42.2kWh S Hatchback 5dr Electric Auto (184 ps)
£14,295
(From £183.96/month)
2022
35,000 miles
Hatchback
Electric
Automatic
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,295 | Total Deposit: £1,429.50 | Total Amount of Credit: £12,865.50 | First Payment: £183.96 | 46 Monthly Payments: £183.96 | Final Payment: £7,336 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,116.62 | Total Amount Payable: £17,411.62 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£12,999
From £283.57/month
Hyundai
TUCSON
1.6 T-GDi Premium SE SUV 5dr Petrol Manual Euro 6 (s/s) (177 ps)
£12,999
(From £283.57/month)
2019
78,000 miles
SUV
Petrol
Manual
34.9 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,999 | Total Deposit: £1,299.90 | Total Amount of Credit: £11,699.10 | First Payment: £283.57 | 46 Monthly Payments: £283.57 | Final Payment: £284.57 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,913.26 | Total Amount Payable: £14,912.26 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£12,495
From £277.48/month
Volvo
XC60
2.4 D5 R-Design Lux Nav SUV 5dr Diesel Geartronic AWD Euro 5 (215 ps)
£12,495
(From £277.48/month)
2014
92,000 miles
SUV
Diesel
Automatic
44.1 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,495 | Total Deposit: £1,249.50 | Total Amount of Credit: £11,245.50 | First Payment: £277.48 | 46 Monthly Payments: £277.48 | Final Payment: £277.48 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,073.54 | Total Amount Payable: £14,568.54 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
£11,850
From £258.50/month
Audi
Q3
2.0 TDI SE SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£11,850
(From £258.50/month)
2016
53,200 miles
SUV
Diesel
Manual
62.8 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,850 | Total Deposit: £1,185 | Total Amount of Credit: £10,665 | First Payment: £258.50 | 46 Monthly Payments: £258.50 | Final Payment: £259.50 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,744 | Total Amount Payable: £13,594 | Annual Fixed Interest Rate: 4.09% | Representative APR: 7.90%
£11,295
From £250.83/month
Toyota
RAV4
2.5 VVT-h Icon Tech SUV 5dr Petrol Hybrid CVT Euro 6 (s/s) (197 ps)
£11,295
(From £250.83/month)
2018
111,500 miles
SUV
Petrol Hybrid
Automatic
57.6 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,295 | Total Deposit: £1,129.50 | Total Amount of Credit: £10,165.50 | First Payment: £250.83 | 46 Monthly Payments: £250.83 | Final Payment: £250.83 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,874.34 | Total Amount Payable: £13,169.34 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
£4,650
From £103.26/month
Volkswagen
Golf
2.0 TDI GT (Leather) Hatchback 5dr Diesel Manual Euro 5 (140 ps)
£4,650
(From £103.26/month)
2012
110,500 miles
Hatchback
Diesel
Manual
58.9 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,650 | Total Deposit: £465 | Total Amount of Credit: £4,185 | First Payment: £103.26 | 46 Monthly Payments: £103.26 | Final Payment: £103.26 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £771.48 | Total Amount Payable: £5,421.48 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
£3,995
From £88.72/month
Volkswagen
Tiguan
2.0 TDI BlueMotion Tech Match SUV 5dr Diesel Manual 4WD Euro 5 (s/s) (140 ps)
£3,995
(From £88.72/month)
2014
156,500 miles
SUV
Diesel
Manual
48.7 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £3,995 | Total Deposit: £399.50 | Total Amount of Credit: £3,595.50 | First Payment: £88.72 | 46 Monthly Payments: £88.72 | Final Payment: £88.72 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £663.06 | Total Amount Payable: £4,658.06 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
£3,450
From £76.62/month
Ford
Fiesta
1.6 Metal Hatchback 3dr Petrol Manual (139 g/km, 133 bhp)
£3,450
(From £76.62/month)
2011
89,000 miles
Hatchback
Petrol
Manual
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £3,450 | Total Deposit: £345 | Total Amount of Credit: £3,105 | First Payment: £76.62 | 46 Monthly Payments: £76.62 | Final Payment: £76.62 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £572.76 | Total Amount Payable: £4,022.76 | Annual Fixed Interest Rate: 4.61% | Representative APR: 8.90%
£1,995
Skoda
Octavia
1.9 TDI Elegance Hatchback 5dr Diesel Manual Euro 4 (105 ps)
£1,995
2009
117,000 miles
Hatchback
Diesel
Manual
57.6 mpg
£1,650
Renault
Grand Scenic
1.9 dCi FAP Privilege Hatchback 5dr Diesel Manual (159 g/km, 130 bhp)
£1,650
2006
107,000 miles
Hatchback
Diesel
Manual
47.1 mpg
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £18,950.00 |
| Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 |
| First Payment £273.10 | 47 Monthly Payments £273.10 |
| Final Payment £7,693.28 | Agreement Duration 49 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 |
| Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 |
| 47 Monthly Payments £273.10 | Final Payment £7,693.28 | Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
| Product Personal Contract Purchase | Cash Price £18,950.00 | Total Deposit £2,842.50 | Total Amount of Credit £16,107.50 | First Payment £273.10 | 47 Monthly Payments £273.10 | Final Payment £7,693.28 |
| Agreement Duration 49 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £4,694.58 | Total Amount Payable £23,644.58 | Annual Fixed Interest Rate 4.86% | Representative APR 9.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and preferences. Our finance experts are on hand to guide you through each option and help you find the best solution for your needs.
Applying for car finance is straightforward. You can start the process online by filling out our finance application form, or visit us at our Long Crendon or Thame locations where our team can assist you in person.
Yes, we accept part exchanges as a form of payment. Bring your current vehicle to us, and we will evaluate its value. This amount can then be used as a deposit or to reduce the overall finance amount needed for your next car.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
Yes, to apply for car finance, you must be at least 18 years old, a resident of the UK, and have a regular income. Credit history will also be considered as part of the approval process.
We aim to provide decisions as quickly as possible. In most cases, you can expect a decision within 24 to 48 hours after submitting all required documents and information.