Used Car Finance in Thame

At Carnatics Motor Company Limited, we understand that financing a used car in Thame can be a crucial part of your purchase. We offer competitive finance options tailored to meet your needs, ensuring you can drive away in your chosen car without financial strain. Visit us to explore flexible financing solutions.

BMW X6 M 4.4 BiTurbo V8 SUV 5dr Petrol Auto xDrive Euro 6 (s/s) (575 bhp)

£32,995

From £692.03/month
BMW
BMW

X6 M

4.4 BiTurbo V8 SUV 5dr Petrol Auto xDrive Euro 6 (s/s) (575 bhp)
£32,995
(From £692.03/month)
2018
54,000 miles
SUV
Petrol
Automatic
25.4 mpg
BMW 5 Series 2.0 520d M Sport Auto xDrive Euro 6 (s/s) 4dr

£22,850

From £327.02/month
BMW
BMW

5 Series

2.0 520d M Sport Auto xDrive Euro 6 (s/s) 4dr
£22,850
(From £327.02/month)
2019
22,700 miles
Saloon
Diesel
Automatic
46.3 mpg
Volvo XC90 2.0 T6 Inscription SUV 5dr Petrol Geartronic 4WD Euro 6 (s/s) (320 ps)

£21,995

From £461.32/month
Volvo
Volvo

XC90

2.0 T6 Inscription SUV 5dr Petrol Geartronic 4WD Euro 6 (s/s) (320 ps)
£21,995
(From £461.32/month)
2015
91,000 miles
SUV
Petrol
Automatic
36.7 mpg
Audi A1 1.0 TFSI 25 S line Sportback 5dr Petrol S Tronic Euro 6 (s/s) (95 ps)

£20,450

From £269.82/month
Audi
Audi

A1

1.0 TFSI 25 S line Sportback 5dr Petrol S Tronic Euro 6 (s/s) (95 ps)
£20,450
(From £269.82/month)
2023
26,000 miles
Hatchback
Petrol
Automatic
47.1 mpg
Volkswagen Tiguan 2.0 TDI Match SUV 5dr Diesel DSG Euro 6 (s/s) (150 ps)

£18,450

From £275.92/month
Volkswagen
Volkswagen

Tiguan

2.0 TDI Match SUV 5dr Diesel DSG Euro 6 (s/s) (150 ps)
£18,450
(From £275.92/month)
2019
35,500 miles
SUV
Diesel
Automatic
46.3 mpg
Volkswagen Tiguan 2.0 TDI R-Line Tech SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)

£17,995

From £268.56/month
Volkswagen
Volkswagen

Tiguan

2.0 TDI R-Line Tech SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£17,995
(From £268.56/month)
2019
84,800 miles
SUV
Diesel
Manual
47.1 mpg
Mercedes-Benz M Class 3.0 ML350 V6 BlueTEC AMG Line SUV 5dr Diesel G-Tronic 4WD Euro 6 (s/s) (258 ps)

£17,995

From £377.42/month
Mercedes-Benz
Mercedes-Benz

M Class

3.0 ML350 V6 BlueTEC AMG Line SUV 5dr Diesel G-Tronic 4WD Euro 6 (s/s) (258 ps)
£17,995
(From £377.42/month)
2015
54,000 miles
SUV
Diesel
Automatic
39.2 mpg
Volkswagen Tiguan 2.0 TDI BlueMotion Tech R-Line SUV 5dr Diesel DSG 4Motion Euro 6 (s/s) (150 ps)

£17,650

From £370.19/month
Volkswagen
Volkswagen

Tiguan

2.0 TDI BlueMotion Tech R-Line SUV 5dr Diesel DSG 4Motion Euro 6 (s/s) (150 ps)
£17,650
(From £370.19/month)
2016
71,500 miles
SUV
Diesel
Automatic
49.6 mpg
SEAT Ateca 2.0 TDI XPERIENCE Lux SUV 5dr Diesel DSG Euro 6 (s/s) (150 ps)

£15,950

From £243.74/month
SEAT
SEAT

Ateca

2.0 TDI XPERIENCE Lux SUV 5dr Diesel DSG Euro 6 (s/s) (150 ps)
£15,950
(From £243.74/month)
2021
85,800 miles
SUV
Diesel
Automatic
53.3 mpg
Volvo XC60 2.4 D4 R-Design Lux Nav SUV 5dr Diesel Auto AWD Euro 6 (s/s) (190 ps)

£14,750

From £309.36/month
Volvo
Volvo

XC60

2.4 D4 R-Design Lux Nav SUV 5dr Diesel Auto AWD Euro 6 (s/s) (190 ps)
£14,750
(From £309.36/month)
2016
85,000 miles
SUV
Diesel
Automatic
49.6 mpg
Volkswagen Tiguan 2.0 TDI BlueMotion Tech Match Edition SUV 5dr Diesel DSG 4WD Euro 6 (s/s) (150 ps)

£11,850

From £248.54/month
Volkswagen
Volkswagen

Tiguan

2.0 TDI BlueMotion Tech Match Edition SUV 5dr Diesel DSG 4WD Euro 6 (s/s) (150 ps)
£11,850
(From £248.54/month)
2016
57,500 miles
SUV
Diesel
Automatic
49.6 mpg
BMW 1 Series 2.0 120i M Sport Euro 6 (s/s) 5dr

£9,495

From £199.15/month
BMW
BMW

1 Series

2.0 120i M Sport Euro 6 (s/s) 5dr
£9,495
(From £199.15/month)
2018
114,000 miles
Hatchback
Petrol
Manual
46.3 mpg
Nissan Leaf 40kWh N-Connecta Hatchback 5dr Electric Auto (150 ps)

£8,500

From £129.22/month
Nissan
Nissan

Leaf

40kWh N-Connecta Hatchback 5dr Electric Auto (150 ps)
£8,500
(From £129.22/month)
2019
44,000 miles
Hatchback
Electric
Automatic
Volkswagen up! 1.0 BlueMotion Tech Move up! Hatchback 5dr Petrol Manual Euro 5 (s/s) (60 ps)

£6,000

From £125.84/month
Volkswagen
Volkswagen

up!

1.0 BlueMotion Tech Move up! Hatchback 5dr Petrol Manual Euro 5 (s/s) (60 ps)
£6,000
(From £125.84/month)
2014
47,000 miles
Hatchback
Petrol
Manual
68.9 mpg
Ford Ka 1.2 Zetec Hatchback 3dr Petrol Manual Euro 5 (s/s) (69 ps)

£5,995

From £125.74/month
Ford
Ford

Ka

1.2 Zetec Hatchback 3dr Petrol Manual Euro 5 (s/s) (69 ps)
£5,995
(From £125.74/month)
2015
20,500 miles
Hatchback
Petrol
Manual
57.7 mpg
Toyota Ipsum Toyota Ipsum 2.4 240 S Automatic

£5,450

Toyota
Toyota

Ipsum

Toyota Ipsum 2.4 240 S Automatic
£5,450
2009
69,000 miles
MPV
Petrol
Automatic
Volkswagen Passat 1.6 TDI BlueMotion Tech S Estate 5dr Diesel Manual Euro 5 (s/s) (105 ps)

£3,450

From £72.36/month
Volkswagen
Volkswagen

Passat

1.6 TDI BlueMotion Tech S Estate 5dr Diesel Manual Euro 5 (s/s) (105 ps)
£3,450
(From £72.36/month)
2011
115,000 miles
Estate
Diesel
Manual
64.2 mpg
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£5,950.00
Total Deposit
£892.50
Total Amount of Credit
£932.42
First Payment
£124.79
46 Monthly Payments
£124.79
Final Payment
£124.79
Agreement Duration
48 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£932.42
Total Amount Payable
£6,882.42
Annual Fixed Interest Rate
4.61%
Representative APR
8.90%
Product
Hire Purchase
Cash Price
£5,950.00
Total Deposit
£892.50
Total Amount of Credit
£932.42
First Payment
£124.79
46 Monthly Payments
£124.79
Final Payment
£124.79
Agreement Duration
48 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£932.42
Total Amount Payable
£6,882.42
Annual Fixed Interest Rate
4.61%
Representative APR
8.90%
Product
Hire Purchase
Cash Price
£5,950.00
Total Deposit
£892.50
Total Amount of Credit
£932.42
First Payment
£124.79
46 Monthly Payments
£124.79
Final Payment
£124.79
Agreement Duration
48 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£932.42
Total Amount Payable
£6,882.42
Annual Fixed Interest Rate
4.61%
Representative APR
8.90%

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and preferences. Our finance experts are on hand to guide you through each option and help you find the best solution for your needs.

Applying for car finance is straightforward. You can start the process online by filling out our finance application form, or visit us at our Long Crendon or Thame locations where our team can assist you in person.

Yes, we accept part exchanges as a form of payment. Bring your current vehicle to us, and we will evaluate its value. This amount can then be used as a deposit or to reduce the overall finance amount needed for your next car.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

Yes, to apply for car finance, you must be at least 18 years old, a resident of the UK, and have a regular income. Credit history will also be considered as part of the approval process.

We aim to provide decisions as quickly as possible. In most cases, you can expect a decision within 24 to 48 hours after submitting all required documents and information.