Used Car Finance in Thame
At Carnatics Motor Company Limited, we understand that financing a used car in Thame can be a crucial part of your purchase. We offer competitive finance options tailored to meet your needs, ensuring you can drive away in your chosen car without financial strain. Visit us to explore flexible financing solutions.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £5,950.00 |
| Total Deposit £892.50 | Total Amount of Credit £932.42 |
| First Payment £124.79 | 46 Monthly Payments £124.79 |
| Final Payment £124.79 | Agreement Duration 48 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £932.42 | Total Amount Payable £6,882.42 |
| Annual Fixed Interest Rate 4.61% | Representative APR 8.90% |
| Product Hire Purchase | Cash Price £5,950.00 | Total Deposit £892.50 | Total Amount of Credit £932.42 | First Payment £124.79 |
| 46 Monthly Payments £124.79 | Final Payment £124.79 | Agreement Duration 48 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £932.42 | Total Amount Payable £6,882.42 | Annual Fixed Interest Rate 4.61% | Representative APR 8.90% |
| Product Hire Purchase | Cash Price £5,950.00 | Total Deposit £892.50 | Total Amount of Credit £932.42 | First Payment £124.79 | 46 Monthly Payments £124.79 | Final Payment £124.79 |
| Agreement Duration 48 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £932.42 | Total Amount Payable £6,882.42 | Annual Fixed Interest Rate 4.61% | Representative APR 8.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and preferences. Our finance experts are on hand to guide you through each option and help you find the best solution for your needs.
Applying for car finance is straightforward. You can start the process online by filling out our finance application form, or visit us at our Long Crendon or Thame locations where our team can assist you in person.
Yes, we accept part exchanges as a form of payment. Bring your current vehicle to us, and we will evaluate its value. This amount can then be used as a deposit or to reduce the overall finance amount needed for your next car.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
Yes, to apply for car finance, you must be at least 18 years old, a resident of the UK, and have a regular income. Credit history will also be considered as part of the approval process.
We aim to provide decisions as quickly as possible. In most cases, you can expect a decision within 24 to 48 hours after submitting all required documents and information.